Los Alamos County is located in the North Central region of New Mexico, with Los Alamos serving as its largest community and county seat. Whether you live in Los Alamos or in the surrounding rural areas of Los Alamos County, understanding your Medicare options is essential to getting quality healthcare coverage.
North Central New Mexico includes the state capital of Santa Fe and the scientific hub of Los Alamos, blending culture with innovation.
Find Medicare Help in Los Alamos, NM
Licensed insurance agents in Los Alamos County can help you compare plans, understand your benefits, and enroll in the coverage that best fits your needs—at no cost to you.
Medicare Options in Los Alamos County
Original Medicare (Part A & Part B)
Original Medicare is available to all eligible beneficiaries in Los Alamos County. Part A covers hospital stays, skilled nursing care, and hospice, while Part B covers doctor visits, outpatient services, and preventive care. In 2026, the Part B premium is $202.90/month and the Part A deductible is $1,736 per benefit period.
Medicare Advantage Plans in Los Alamos County
Medicare Advantage (Part C) plans in Los Alamos County are offered by private insurers, and some offer extra benefits, such as dental, vision and hearing coverage, that Original Medicare does not provide. Extra benefits vary by plan. Plan availability and provider networks vary by county, so it's important to compare options specific to your location. Compare Advantage plans in Los Alamos County.
Medigap (Medicare Supplement) in Los Alamos County
Medigap policies help cover the out-of-pocket costs that Original Medicare doesn't pay, such as deductibles, copayments, and coinsurance. Starting January 1, 2027, New Mexico's Senate Bill 21 lets Medigap policyholders age 65 and older switch to a plan of equal or lesser value each year, in a window that opens in their birthday month, without health questions. Learn more about Medigap in New Mexico.
Medicare Part D Prescription Drug Coverage
Part D plans cover prescription medications and are available as standalone plans or bundled within Medicare Advantage plans. In 2026, there is a new annual out-of-pocket cap of $2,100 for prescription drugs. Drug plan options vary by county in New Mexico. Learn more about Part D.
2026 Medicare Costs for Los Alamos County Residents
| Coverage | 2026 Cost |
|---|---|
| Part A Premium | $0 for most beneficiaries |
| Part A Deductible | $1,736 per benefit period |
| Part B Premium | $202.90/month (standard) |
| Part B Deductible | $283/year |
| Part D Out-of-Pocket Cap | $2,100/year |
Licensed insurance agents for Los Alamos County
These independent insurance agents are licensed in New Mexico and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.
Andres Romero
Vivian Reyes
Gina Sanchez
Ted Roybal
Insurance agency offices nearest Los Alamos County
These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.
Ayers Insurance – Rio Rancho
About 50 miles from Los Alamos County
Video appointments available
CIMA Insurance Solutions – Albuquerque
About 55 miles from Los Alamos County
Spanish spoken
See Medicare plans in Los Alamos County
Enter your ZIP code to compare Medicare Advantage, Part D, and Medigap plans available where you live.
You'll go to PlanMatchMedicare.com, a plan comparison site from Benefits Life, the publisher of this site. Only your ZIP code is sent.
Senior Services in Los Alamos County
Los Alamos County residents have access to a range of senior support services:
- NM Aging & Long-Term Services Department (ALTSD): Call 1-800-432-2080 for information on senior services, caregiver support, and the Senior Medicare Patrol.
- Senior Centers: Many communities in Los Alamos County operate senior centers offering meals, social activities, and transportation assistance.
- Area Agency on Aging: Area Agencies on Aging provide services such as home-delivered meals, transportation, and homemaker help for residents 60 and older. Call the NM Aging and Long-Term Services Department at 1-800-432-2080 to find the one for your area.
- AARP New Mexico (private nonprofit, not a government agency): Call 1-866-389-5636 for resources and advocacy for older adults.
View all New Mexico senior services →
Frequently Asked Questions: Medicare in Los Alamos County
What Medicare plans are available in Los Alamos County, NM?
Medicare beneficiaries in Los Alamos County have access to Original Medicare (Parts A & B), Medicare Advantage plans (Part C), Medicare Part D prescription drug plans, and Medigap supplemental insurance. Plan availability varies - use PlanMatch.com to see plans specific to Los Alamos County.
How do I find a licensed insurance agent near Los Alamos, NM?
Visit MedicareAgents.com to connect with licensed insurance agents serving Los Alamos and Los Alamos County. Agents can compare plans from the companies they work with and help you check whether your doctors are in network for a plan.
Where can I get free Medicare help in Los Alamos County?
Call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, for official Medicare information. To compare plans with someone at no cost, call a Benefits Life licensed insurance agent at 505-MEDICARE (505-633-4227), TTY 711, or find a local agent at MedicareAgents.com.
Ready to explore your options? A licensed insurance agent serving Los Alamos County can walk you through available plans at no cost. Find your local agent today.