Las Cruces is New Mexico's second-largest city, located in the Mesilla Valley near the Mexican border. Las Cruces is home to New Mexico State University and Memorial Medical Center, one of the area's main hospitals. Check any plan's provider directory before you enroll. The proximity to White Sands Missile Range means many military retirees in the area need help coordinating TRICARE and Medicare benefits.
Medicare Options in Las Cruces
As a resident of Las Cruces (Dona Ana County), you have access to multiple Medicare coverage options:
Original Medicare
Parts A and B with access to any Medicare-accepting provider in Las Cruces and nationwide. Pair with a Medigap plan and Part D for complete coverage.
Medicare Advantage
Private plans available in Dona Ana County that bundle Part A, B, and usually Part D with extra benefits. Compare Advantage plans in Las Cruces.
Medicare Part D
Standalone prescription drug plans available in Dona Ana County. Part D has a yearly out-of-pocket cap of $2,100 on covered drugs.
Find a Licensed Insurance Agent in Las Cruces
Licensed insurance agents serving Las Cruces and Dona Ana County can help you compare plans from the companies they work with, check that your doctors are in network, and help you enroll—at no cost to you.
Licensed insurance agents for Doña Ana County
These independent insurance agents are licensed in New Mexico and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.
Nicole Ayers
Criag Ayers
Heather Jones
Brianne Roybal
Insurance agency offices nearest Doña Ana County
These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.
April Garcia Insurance Agency
About 190 miles from Doña Ana County
Walk-ins welcome · Wheelchair accessible · Free parking · In-home visits available
Gina Sanchez Agency – Albuquerque
About 190 miles from Doña Ana County
See Medicare plans in Doña Ana County
Enter your ZIP code to compare Medicare Advantage, Part D, and Medigap plans available where you live.
You'll go to PlanMatchMedicare.com, a plan comparison site from Benefits Life, the publisher of this site. Only your ZIP code is sent.
2026 Medicare Costs for Las Cruces Residents
| Coverage | 2026 Cost |
|---|---|
| Part A Premium | $0 for most |
| Part A Deductible | $1,736 |
| Part B Premium | $202.90/month |
| Part B Deductible | $283/year |
| Part D OOP Cap | $2,100/year |
Senior Services in Las Cruces
- NM Aging & Long-Term Services Department (ALTSD): 1-800-432-2080 (aging services and the Senior Medicare Patrol)
- Dona Ana County Senior Centers: Meals, activities, transportation
- AARP New Mexico: 1-866-389-5636
View all NM senior services → | Dona Ana County Medicare Guide →
Medicare Resources in Las Cruces, NM
Whether you are turning 65, reviewing your coverage during the Annual Enrollment Period, or helping a family member understand their options, help is available in Las Cruces.